Terms & Conditions

1. Introduction

Free Debt Solutions is a trading style of Aritel Ltd. (“we”, “us”, “our”) operates as a lead-generation and referral service. We collect enquiry details from individuals seeking information about debt support and pass those details to FCA-authorised and regulated firms or Insolvency Practitioners who may contact you directly.

These Terms & Conditions govern your use of the Free Debt Solutions website and services. By accessing or using this website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should stop using the website immediately.

Free Debt Solutions is not a lender, debt adviser, or Insolvency Practitioner. We do not provide debt advice, recommendations, or financial assessments.

2. About Us

Free Debt Solutions

Registered Office: Suite 25, Lavenham Business Centre, Parsons Street, Oldham, OL9 7AH

ICO Registration Number: ZB582496

Email: info@freedebtsolutions.co.uk

Phone: 0203 793 4392

Website: freedebtsolutions.co.uk

3. Eligibility to Use This Website

By using this website or submitting an enquiry, you confirm that:

  • You are at least 18 years old
  • You are a resident of the United Kingdom
  • You are using the website for personal and lawful purposes
  • The information you provide is true and accurate to the best of your knowledge

We do not knowingly collect information from individuals under the age of 18.

4. Nature of Our Service

Free Debt Solutions operates solely as a lead-generation and referral service.

Our role is limited to:

  • Providing an online platform where you can submit an enquiry
  • Collecting basic information about your situation
  • Passing your details to FCA-authorised and regulated firms or licensed Insolvency Practitioners who may contact you

We do not:

  • Provide debt advice
  • Recommend specific debt solutions
  • Assess your suitability for any financial product
  • Negotiate with creditors
  • Arrange or manage debt solutions

Any discussion, explanation, assessment, or service relating to a debt solution is carried out entirely by the authorised firm that contacts you. You are under no obligation to proceed with any service they offer.

5. Your Responsibilities

By using this website, you agree to:

  • Provide complete and accurate information when submitting an enquiry
  • Inform us if the details you have provided change or are incorrect
  • Use the website only for lawful purposes
  • Not attempt to misuse, disrupt, or interfere with the website or its systems
  • Not use automated tools, scraping technology, or bots to extract data

We may suspend or restrict access if we believe the website is being misused.

6. Introductions to Third-Party Firms

By submitting an enquiry through our website, you understand and agree that:

  • Your details may be shared with FCA-authorised and regulated firms or licensed Insolvency Practitioners
  • These organisations may contact you to discuss options that may be available based on your circumstances
  • Any information, explanation, or service they provide is their responsibility

Once your details are shared, that organisation acts independently and becomes responsible for how they handle your information and the services they offer.

We do not:

  • Guarantee that you will be eligible for any solution
  • Guarantee that any firm will accept your case
  • Guarantee any financial outcome or debt reduction
  • Control the advice, services, or fees offered by third parties

Any decision to proceed is entirely yours.

7. Data Collection and Sharing

When you submit an enquiry, we collect personal information such as your contact details and general financial information. This is used to:

  • Process your enquiry
  • Share your details with authorised firms who may contact you

We do not sell your personal data.

How your data is collected, stored, and shared is explained in our Privacy Policy.

8. Website Content and Accuracy

We aim to ensure that the information on this website is clear and up to date. However:

  • Content is provided for general informational purposes only
  • Information may not apply to your personal circumstances
  • We do not guarantee that all content is complete, current, or error-free

You should not rely solely on website content when making financial decisions.

9. Intellectual Property

All content on this website, including text, layout, branding, graphics, and design, is owned by or licensed to Aritel Limited.

You may:

  • View and print pages for personal use only

You may not:

  • Copy, reproduce, modify, or distribute content
  • Use any material for commercial purposes without written permission

10. Third-Party Links

This website may contain links to external websites for convenience.

We are not responsible for:

  • The content of third-party websites
  • Their privacy practices
  • Their services or information

Accessing third-party websites is done at your own discretion.

11. Limitation of Liability

To the fullest extent permitted by law, Aritel Limited T/A Free Debt Solutions shall not be liable for:

  • Any financial loss or damage
  • Decisions made based on information received from third parties
  • Outcomes of any debt solution you choose to pursue
  • Loss of income, savings, or opportunity
  • Website interruptions, delays, or technical issues

Use of this website and any actions taken as a result of contact from third parties is at your own discretion.

12. Marketing Communications

If you consent, we may share your details with authorised firms who may contact you regarding services that may be relevant to your enquiry.

You can withdraw your consent to marketing at any time by contacting: info@freedebtsolutions.co.uk

Withdrawing consent will not affect communications directly related to an existing enquiry.

13. Suspension or Termination

We may restrict or terminate access to the website without notice if:

  • These Terms are breached
  • The website is used in a harmful or unlawful way
  • Required for legal or compliance reasons

14. Changes to These Terms

We may update these Terms from time to time to reflect:

  • Changes in legal or regulatory requirements
  • Changes to our services
  • Improvements to clarity or transparency

The latest version will always be published on this page. Continued use of the website indicates acceptance of any updates.

15. Governing Law

These Terms & Conditions are governed by the laws of England. Any disputes relating to these Terms will be subject to the jurisdiction of the courts of England.

16. Contact Us

If you have any questions about these Terms & Conditions, please contact:

Free Debt Solutions Suite 25, Lavenham Business Centre, Parsons Street, Oldham, OL9 7AH Email: info@freedebtsolutions.co.uk Phone: 0203 793 4392